IRCTC E-Wallet: Traveling by Indian Railways is very convenient. Most people book their train tickets well before the journey, so that they do not have to face any problem during the journey. Reservation from Indian Railways is done in two ways, one online and one offline. In offline, you have to go to the railway counter and get the reservation done. In online, you can book tickets through IRCTC website and app.
If you book train tickets online. So there is a good news for you. Now your payment will not fail while booking tickets online. Because IRCTC e-wallet has become a great option for you. How can tickets be booked through IRCTC e-wallet? Let us tell you.
What will be the benefits of IRCTC e-wallet?
When you book a train ticket online to go somewhere. So you have to pay payment gateway charge on IRCTC website or app. But if you use IRCTC e-wallet. Then you will not have to pay payment gateway charge. And in comparison to other payment modes, the payment process is faster. That means you don’t have to wait long.
If in such a situation your ticket also gets cancelled. So your refund comes immediately to your e-wallet. In e-wallet, you can add money from your bank account, UPI, Paytm, Amazon Pay, Net Banking, debit card, credit card or any other. You can use it only on IRCTC website and app.
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How to book ticket through IRCTC e-wallet?
To use IRCTC e-wallet, you will first have to go to the IRCTC website and enter your ID and password. After this you will have to go to IRCTC Exclusive section and select the option of eWallet. If your PAN card and Aadhar card are already verified in IRCTC, then you will not have to do any verification. Otherwise you will have to do verification.
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After this you have to click on eWallet. Where you will see the option to top up. After this you can add money through UPI, Net Banking, Credit Card, Debit Card. In this you can add minimum Rs 100 and maximum Rs 10000. After topup, you can use IRCTC e-wallet for transactions.
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